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Multi-Policy Car Accident Claims: When More Than One Insurance Policy Applies
Most people assume that a car accident involves a single insurance policy and a straightforward claims process. In reality, some of the most complex and consequential injury cases in California involve multiple insurance policies, each with its own rules, limits, and exclusions. When more than one policy applies, determining who pays and in what order becomes a legal a...
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How Motorcycle Accidents Differ From Car Accidents in California
Motorcycle accidents are often discussed alongside car crashes, but from a medical and legal standpoint, they are fundamentally different. Riders face unique risks, sustain different types of injuries, and encounter distinct challenges when seeking compensation after an accident. Understanding how motorcycle accidents differ from car accidents is critical, not just for...
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Lane‑Splitting in California: What Motorcyclists & Drivers Need to Know in 2025
Lane‑splitting remains one of the most misunderstood and legally complex practices on California’s roadways. For motorcyclists it can offer a traffic advantage—but it also carries risk. For drivers, a lane‑splitting rider introduces unique hazards and legal questions. Whether you ride a motorcycle or drive around one, you should know the law, how it applies in 202...
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What If an Uber Driver Hits You on Your Motorcycle or Bicycle?
Motorcyclists and bicyclists in San Diego face unique risks on the road, particularly when sharing lanes with rideshare drivers who may be distracted, fatigued, or in a rush to complete their next ride request. When an Uber driver causes an accident involving a motorcycle or bicycle, determining liability and securing compensation can be challenging due to the complex ins...
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Top 3 Reasons for Motorcycle Accidents in San Diego and How to Avoid Them
Motorcycling in San Diego offers freedom and exhilaration, but it also comes with significant risks. Understanding the primary causes of motorcycle accidents can help you stay safe on the road. As leading San Diego motorcycle accident attorneys, Phillips & Pelly are dedicated to educating riders on how to avoid these common dangers. 1. Distracted Driving Distrac...
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